Michelle Ryan

Chartered FCSI

With an 18 year career in Private Banking, both in Jersey and London, Michelle has gained significant technical expertise as well as a comprehensive network of industry connections. She has led teams and projects throughout her various roles and latterly headed the business development function for a large Private Bank across the Channel Islands. She brings this experience to her role as Commercial Director of True, focussing on enabling our clients to access and interpret comprehensive information on their businesses and investments. Michelle is passionate about providing solutions to clients that reach beyond the expected and the traditional.

James Painter

Chartered FCSI

Having founded and run various businesses within the financial services sector, James brings extensive experience to his role as a Non-Executive Director of True. A passionate entrepreneur and innovator, James is driven to provide clients with the information they need to make effective decisions.

Alongside his role at True, James acts as a Director for investment benchmarking business MP Analytics Limited and as a Director and investment consultant for Concentric Financial Services Limited. Previous to these roles James was co-founder and CEO of Enhance Group, following senior roles in trust, investment management and private banking.

Andrew Ozouf


Andrew has worked on leading Private Bank, Trust, Clearing Bank and Accountant brands for over 20 years. He is passionate about the environment and the future wellbeing of the planet. 

Andrew is responsible for the strategic marketing approach of True, the development of new services and all marketing collateral.

He is also the founder of FreeVibe a community magazine and website focused on the environment, wellbeing and active lifestyles in Jersey.

Message Us


True Limited
First Floor Forum
4 Grenville Street
St Helier
Jersey JE2 4UF


Make a Start

If you would like to know more about our services we would be delighted to hear from you.